1. NEW SEGMENTS TARGET FOR INSURERS. Authors: MARIUS DAN GAVRILETEA.2. THREATS TO THE CAPTIVE INSURANCE COMPANIES. Authors: MARIUS DAN GAVRILETEA.3. INTERNAL AND EXTERNAL RISKS OF COMMERCIAL ENTERPRISES.. Authors: MARIUS DAN GAVRILETEA.4. REINSURANCE MARKET TRENDS. Authors: MARIUS DAN GAVRILETEA.5. CAPTIVE INSURANCE COMPANIES PROBLEMS. Authors: MARIUS DAN GAVRILETEA.6. RISK MANAGEMENT. Authors: MARIUS DAN GAVRILETEA.7. RISK MANAGEMENT SOLUTIONS FOR FLOOD AND EARTHQUAKE CATASTROPHES IN ROMANIA. Authors: MARIUS DAN GAVRILETEA.8. THE EFFECTS OF TERRORISM ON THE INSURANCE SECTOR. Authors: MARIUS DAN GAVRILETEA.9. THE ANALYSIS OF THE ROMANIAN INSURANCE BROKERS. Authors: MARIUS DAN GAVRILETEA.10. THE IMPACT OF THE GLOBAL FINANCIAL CRISIS ON CHINA’S TOURISM. Authors: MARIUS DAN GAVRILETEA, MELINDA PLEŞCAN.11. THE ANALYSIS OF TOTAL LOSS REIMBURSEMENT FOR VEHICLES’ INSURANCE. Authors: MARIUS DAN GAVRILETEA.12. INSURANCE CONSUMER PROTECTION IN ROMANIA. Authors: MARIUS DAN GAVRILETEA.