1. PREDICTING FINANCIAL STATEMENTS. Authors: TUDOR POPESCU, MONICA ACHIM.2. WAYS OF PERFECTING THE DATA USED IN FINANCIAL ANALYSIS. Authors: TUDOR POPESCU, SORIN ACHIM, MONICA ACHIM.3. OPERATING LEASE – REALITY OF NOW DAYS. Authors: MONICA ACHIM.4. THE LEASING OPERATIONS: PAST AND PRESENT. Authors: MONICA ACHIM.5. SUBSTANCE OVER FORM VS. FORM OVER SUBSTANCE IN THE ACCOUNTING FOR LEASE. Authors: MONICA ACHIM.6. CONSIDERAŢII PRIVIND RISCUL FINANCIAR. Authors: MONICA ACHIM, SORIN ACHIM.7. L’ANALYSE DU RISQUE DE FAILLITE PAR DES METHODESSTATISTIQUES - DES CONCEPTS THEORIQUES. Authors: MONICA ACHIM.