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	STUDIA OECONOMICA - Issue no. 2 / 2003

	Article:	RANDOM VARIABLES USED IN HULL INSURANCE. Authors: DIANA ANDRADA FILIP, HANNELORE LISEI.


	Abstract: In this paper we propose a new formula for the calculus of the insurance fee in the case of a hull insurance agreement. For this, we consider random variables modeling the number of possible accidents. Also we take into account the number of accidents which were produced by the driver in the last year. We also consider a variable parameter, which expresses the risk in traffic. This research is of present interest because of compensation growth in insurance companies.




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